By using our Services you provide us with information such as your name, contact number, email address and partial credit card information (together, “your stuff”). You retain full ownership to your stuff. We don’t claim any ownership to any of it. These Terms do not grant us any rights to your stuff or intellectual property except for the limited rights that are needed to run the Services, as explained below.

For accounting purposes we are obliged by law, to keep track of who called you and who you called, so called “customer detail records” (“CDR”), but not the contents of the conversation, see our Privacy Policy. By using our Service you agree that the CDR(s) is our shared stuff with the understanding that we will not intentionally share CDR(s) information with anyone unless we’re directed by you or by a court order to do so.

By using our Service you give us your permission to do things with your stuff, for example, sending you product updates, system notifications and nagging you to subscribe. This includes product features visible to you, for example, text messages. It also includes design choices we make to technically administer our Services, for example, how we redundantly backup data to keep it safe. You give us the permissions we need to do those things solely to provide the Services. This permission also extends to trusted third parties we work with to provide the Services, for example our internet service provider (again, only to provide the Services).

To be clear, aside from the rare exceptions as published in our Privacy Policy, no matter how the Services change, we won’t intentionally share your information with others, for any purpose unless you direct us to.

You are solely responsible for your conduct and your communications with others while using the Services. For example, it’s your responsibility to ensure that you have the rights or permission needed to comply with these Terms.

You acknowledge that MaruSIP has no obligation to monitor any information on the Services. We are not responsible for the accuracy, completeness, appropriateness, or legality, or any other information you may be able to access using the Services.